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The Quarter Roll
Press Release
December 22, 2011

Bonus issue of The Quarter Roll will be free.


The Quarter Roll Magazine has released its first ever "Best Of The Quarter Roll" issue. This Best of 2011 issue includes all of the year's most popular stories and articles. Not surprisingly, many of the most popular stories included well-known names such as: Bret Michaels, Dakota Fanning, Duncan Hines, Henry Ford, and Thomas Jefferson.

1. How To Teach Your Kids To Save Money
2. The 5 Best Things Henry Ford Did For Himself Financially
3. Greatest Garage Sale Ever
4. Building Your Greatest Asset – YOU!
5. Bret Michaels’ 4 Greatest Career Traits
6. The "Problem" With Professional Financial Help
7. 6 Surprising Things Turned Over To Collection Agencies
8. Why A High School Diploma Is So Important For Dakota Fanning And Her Classmates
9. 10 Ways Getting Married Will Make Your Richer
10. Cutting The Cost Of College By 49%
11. How Duncan Hines Ate His Way To Wealth

Popularity was decided by the number of comments and web hits. The entire Best of 2011 issue can be viewed for free by subscribers and non-subscribers at the following link.

Archived copies of each 2011 issue of The Quarter Roll can also be viewed at their website. Archived stories include articles on Paula Deen, Gary Dell'Abate, President William McKinley, President Jimmy Carter, and Paul Revere.

 

The Quarter Roll
Press Release
December 4, 2011

Ever wonder if it was really Santa Claus, or even the three wise men, who started the tradition of giving gifts at Christmas time?

The December 2011 issue of The Quarter Roll Magazine will again be delivering lots of "financial entertainment" when it tackles the topic of gift giving history! This particular issue of The Quarter Roll is packed with financially oriented, holiday themed articles, including the history of giving gifts at Christmas time. The cost of Christmas gifts is highly discussed topic; has it always been that way?

The article "Christmas Presents and the History of Gift Giving" answers many questions about Christmas gift giving, such as:

What ancient civilization gave winter gifts to their gods?
What is the origin of the name "Saint Nick"?
When did American shops begin selling items intended specifically for Christmas?
What is the origin of the name "Black Friday"?
What was the first store to stay open late for holiday shoppers?

You can find the story behind the history of Christmas gifts in the print or digital issue of The Quarter Roll. All subscriptions are free when readers sign up at TheQuarterRoll.com/subscribe!

 

The Quarter Roll
Press Release
December 3, 2011

Wondering what you can do with your family during the holiday season that is both unique and highly memorable, without cleaning your stocking out?

The December 2011 issue of The Quarter Roll Magazine will certainly be living up to its' promise of "financial entertainment". In this particular holiday oriented issue of The Quarter Roll readers will find unique adventures families can take this season and keep the cost of entertainment extremely low. The article "5 Memorable Christmas Time Adventures" promises maximum holiday fun for a minimum price.

In the article for example, The Quarter Roll mentions A Christmas Story House & Museum located in Cleveland, Ohio. This is the actual house that much of the film A Christmas Story was filmed in. For fans of the movie it is an incredible adventure. Admission includes a tour of the entire house and another house down the street that contains the museum. A third house on the street holds a gift shop loaded with unique gifts based on the movie. Admission is is $10.00 for adults and kids 6 and under are free!

You can find the rest of the inexpensive holiday adventure ideas in the print or digital issue of The Quarter Roll. All subscriptions are free when readers sign up at TheQuarterRoll.com/subscribe!

 

The Quarter Roll
Press Release
October 29, 2011

New edition of The Quarter Roll Magazine brings entertainment to personal finance.

The November 2011 edition of The Quarter Roll will certainly be living up to its' promise of "financial
entertainment". This issue is packed with fun trivia, interesting facts, and helpful tips about money. There are fun
financial stories about a the ancient history of Christmas gift giving, 5 great ideas for inexpensive and memorable
Christmas adventures, and insightful advice from our Uncle Sam on how to get a better job!

There will be a few articles about topics such as bankruptcy, credit debt, and insurance. Some of the stories readers
will find include:

-The Best Day Of The Year For Web Shoppers!
-Welcome To “Hacker’s Christmas Paradise”: Your Local WiFi Hotspot
-Christmas Presents and the History of Gift Giving
-For every 5 men who earn a 6-figure income there is 1 woman
-How To Scare The Hell Out Of Unemployment
-Does Celebrities’ Weight Affect Their Earnings Potential?
-5 Easy Steps Toward A Frugal And Rewarding Lifestyle
-Job Corps Scholarships – What You Didn’t Know
-Why You Are More Likely To Be Flooded With Financial Trouble
-Don’t Let These Christmas Tree Disasters Happen To You
-The Latest Job Interviewing Advice From Our Uncle Sam
-The Case Against Buying Christmas Presents??
-5 Memorable Christmas Time Adventures

Subscriptions to The Quarter Roll are free!
Online subscriptions are free when readers sign up at TheQuarterRoll.com/subscribe.

 

The Quarter Roll
Press Release
August 27, 2011


Getting Back To Work Week

During the week of August 28 through September 3 The Quarter Roll magazine will be hosting "Getting Back To Work Week" on their website TheQuarterRoll.com.

The Bureau of Labor Statistics released these July 2011 unemployment statistics:
Adult men 9%
Adult woman 7.9%
Teenagers 25%
Whites 8.1%
Blacks 15.9%
Hispanics 11.3%
Asians 7.7%

The number of long-term unemployed (those jobless for 27 weeks and over), at 6.2 million, changed little over the month and accounted for 44.4 percent of the unemployed.

In order to support these millions of people, many resources such as where to find job fairs and free job workshops, will be posted online to support those who are unemployed or underemployed.

Some of the articles readers will find during the week will include:
5 Tips That Will Make Interviewers Hire You
Why Robbing Customers At Your Job Interview Won't Get You Very Far
Make Yourself Stand Out By Getting Out
How Waitresses' Tip Building Strategies Can Get You A Job
Suit Up: Where You Can Dress For Success
How 1 Man Applied For (And Received) A Job That Didn't Exist
How To Turn Your Expertise Into Job Security
How To Interview When Everyone's Watching You
Where To Find Legitimate Jobs You Can Do From Your Home Office

 

The Quarter Roll
Press Release
August 25, 2011

Free Eisenhower dollar coins for new subscribers to The Quarter Roll on August 26, 2011.

The Quarter Roll magazine is celebrating its one year anniversary on August 26, 2011.

Beginning at 9:00am EST on Friday, August 26, 2011, the first 100 new subscribers to The Quarter Roll will receive a free Eisenhower dollar coin, one of the company's favorite symbols of getting more value. These large U.S. coins were issued between 1971 and 1978 and are no longer in circulation.

New subscribers simply need to fill out our new subscriber form online at http://www.thequarterroll.com/subscribe.htm. Certain rules apply and can be found at TheQuarterRoll.com.

 

The Quarter Roll
Press Release
August 22, 2011


Back To School "For Free" Week

August 21-27, 2011, is Back To School "For Free" Week at TheQuarterRoll.com. During this week The Quarter Roll will be running many stories about niche scholarship opportunities students generally aren't aware of.

For example, the NCAA has made it a priority to give scholarships to female student who compete in rowing. Volunteer firefighters qualify for full scholarships. Army ROTC scholarship recipients also receive monthly cash stipends on top of their scholarships. There is over $1 billion in scholarship money for students who compete in athletics such as fencing, bowling, archery, tennis, and soccer, for example. Job Corps scholarships can include health insurance, bus passes, and a cash bonus for completing their program.

Why is more scholarship information necessary for students?
1. 86.3% of students borrow money for college.
2. Average student loan debt is $24,651.00.
3. High school graduates have a 5% higher unemployment rate vs. college graduates (9.3% vs. 4.3%).
4. High school graduates earn $400 less per week vs. college graduates ($626 vs. $1,038).

Find out more about dramatically reducing the cost of college this week at TheQuarterRoll.com, where personal finance is entertaining!

 

The Quarter Roll
Press Release
August 10, 2011


How it can pay to play: winning collegiate athletic scholarships

School starts soon! Need more ways to cut college costs? College tuition has historically risen faster than the inflation rate. According to FinAid.org, "On average, tuition tends to increase about 8% per year. An 8% college inflation rate means that the cost of college doubles every nine years."

Check out this interview with CCAC. The Community College of Allegheny County offers an excellent athletic program that can also prepare student athletes to earn athletic scholarships at 4 year universities. You can find out more in The Quarter Roll Magazine article, "How it can pay to play: winning collegiate athletic scholarships".

http://www.thequarterroll.com/Blog/2011/August-2011/winning-college-athletic-scholarships.htm

Get answers to these questions and more:
What if you are not a superstar high school athlete?
What if you haven't been recruited into a 4 year university?
How can you cut the cost of college by 75% even without a scholarship?
I don't play football. Athletic scholarships aren't for me, right?
What kind of time commitment is involved when playing a sport?
How much money is available for athletic college scholarships?
Do I really have a chance of getting a scholarship?
Does it cost to play in sports?
How do I learn more?

 

The Quarter Roll
Press Release
May 6, 2011


10 Year Anniversary of An Hour Before Daylight by Jimmy Carter.

2011 will mark the 10 year anniversary of the publishing of President Jimmy Carter's book “An Hour Before Daylight”. In honor of his work The Quarter Roll magazine has published "Jimmy Carter's Money Memories" in the May 2011 edition.

This story chronicles Jimmy Carter’s boyhood memories as they related to the extreme poverty the nation was going through during the early 1930's. Economic hardships were a daily challenge that the Carter family faced, but they demonstrated interesting and resourceful ways of handling them.

Some of Jimmy Carter's memories included:
-Selling bags of peanuts at the age of 5
-Unique uses of the Sears catalog
-Taking a shower from a large tin can with holes
-Balking at having to pay 20 cents for a gallon of gas
-The excitement of finding lost nickels at a circus

“An Hour Before Daylight”, published in 2001, is not only an excellent record of a President's childhood, but a fascinating story about an extremely impoverished time in American history. “Jimmy Carter's Money Memories” hopes to complement the former President's excellent work and highlight many interesting details of an amazing American story.

 

The Quarter Roll
Press Release
May 5, 2011


8 challenges faced by the unemployed this summer.

This summer could prove even more challenging for the unemployed than last year. A recent Yahoo! News article reported that the number of Americans filing for jobless aid rose to an eight-month high during the week of April 25, 2011.

The Quarter Roll also published two articles about the challenges the unemployed and underemployed will face in the coming months.

In an April 2011 website post, The Quarter Roll explains why these 8 challenges will be faced by unemployed job seekers this summer:
1. Discrimination because of an unemployed designation.
2. Discrimination due to an employment gap.
3. High school and college kids looking for summer work.
4. Baby Boomers who are postponing retirement.
5. A disconnect between skills and available jobs.
6. Employers who are simply fishing for a good deal on salary.
7. Currently 4 job seekers for every job opening.
8. And even discrimination against those who have been bankrupt.

Another story reported that the United States Court of Appeals for the Fifth Circuit ruled it is ok for private employers to discriminate against a job seeker who has filed for bankruptcy.

In the May 2011 edition of The Quarter Roll magazine the story "Are You A Potential Bankruptcy Waiting To Happen?" reports the most often found demographic profile of bankruptcy filers. Essential insight for those caught between unemployment and managing debt.

 

The Quarter Roll
Press Release
April 26, 2011


New edition of The Quarter Roll brings entertainment to personal finance.

The May / June 2011 edition of The Quarter Roll will certainly be living up to its' promise of "financial entertainment". There are fun financial stories about a
football player, a rock star, and even a President. There will be a few articles about topics such as bankruptcy, credit debt, and insurance. Some of the stories
readers will find include:

-Bret Michaels’ 4 Greatest Career Traits
-7 Deadly Credit Card Sins
-8 Myths About Car Insurance
-12 steps to get out of debt
-Jimmy Carter’s Money Memories
-Going Once, Going Twice, Sold: Auction Excitement and Savings!
-Messy Mudslides, Canine Cholesterol, and Lousy Landlords.
-Are Your Kids Attending Piggy Bank Academy?

Online subscriptions are free when readers sign up at TheQuarterRoll.com/subscribe.

About The Quarter Roll
The mission of The Quarter Roll magazine is to help readers get a quarter more for every dollar by providing personal finance tips, advice, and stories in an easy to understand and entertaining format. The tips and advice found in The Quarter Roll are designed to give readers the ability to earn more, save more, and get more value for their money.

 

The Quarter Roll
Press Release
January 27, 2011


January 29 is the anniversary of President William McKinley’s birthday. 

In celebration of President William McKinley’s birthdate (born January 29, 1843), The Quarter Roll magazine has posted the top 10 things you may not have known about William McKinley and his history with personal finance. William McKinley’s career started at $13.00 per month and ended with him earning over $4,100.00 per month. 

1)      In early 1861 McKinley could no longer afford his studies at Allegheny College. He left to work as a teacher and earned $25.00 per month. 

2)      In June 1861 McKinley enlisted as a private in the Union army and was paid $13.00 per month. 

3)      McKinley was promoted to commissary sergeant, which paid $17.00 per month. 

4)      Impressed with McKinley’s performance in battle, General Rutherford B Hayes promoted him to lieutenant, which paid $105.00 per month. (The pay discrepancy between the officers and enlisted men was dramatic) 

5)      McKinley was promoted to captain by an order signed by President Abraham Lincoln as a result of his bravery. He would now earning $169.00 per month. 

6)      McKinley attended Albany Law School after the war and obtained a law degree. 

7)      From 1869 to 1871 he was making $1,000.00 per year as a prosecuting attorney in Canton, Ohio. 

8)      At the age of 34 in 1877 he was elected to Congress and was paid $5,000.00 per year. 

9)      In 1892 he was elected Governor of Ohio, where his salary was increased to $8,000.00 per year. 

10)   In 1897 he was elected President of the United States and was paid a salary of $50,000.00 a year. He continued to earn $50,000.00 per year until his second term was ended by assassination. 

More about this story can be found in the article, “President William McKinley’s Guide to Huge Pay Increases”, found in the January / February edition of The Quarter Roll, still available online. Read the entire story HERE.

 

The Quarter Roll
Press Release
January 25, 2011


The Greatest Garage Sale in American History

Interesting facts about the upcoming January 30th birthday of the Library of Congress. 

In celebration of the Library of Congress’s 196th birthday on January 30, The Quarter Roll magazine has posted the top 10 things you may not have known about Thomas Jefferson and his personal library of books which helped create the Library of Congress.  

1)   April 24, 1800:  President John Adams approved $5,000 to be spent on creating the Library of Congress. The Library was started with 3 maps and 740 books purchased primarily from London.

2)    August 24, 1814:  While invading Washington DC British troops burned the Library of Congress which was housed in the Capitol building. 

3)   Late 1814: Thomas Jefferson was actively looking for ways to pay off his $46,000.00 debt (about $500,000.00 in 2011 dollars), and asked if Congress would be willing to buy his personal library in order to replenish the books lost during the War of 1812. 

4)    In order to entice Congress into making the purchase, Jefferson also sweetened the deal by organizing the books by categories of History, Philosophy, and Fine Arts. 

5)    Jefferson did not originally ask for any particular amount of money for his books, but rather promised to accept any price that Congress felt was fair. 

6)    The final Congressional vote to buy the books was not unanimous, but passed by 10 votes. 

7)    On January 30, 1815, President James Madison approved this measure decided on by Congress. 

8)    Jefferson was paid $23,950.00 for all of his books, which was estimated to be about 20% of their original value. 

9)    The actual number of books shipped to the Library of Congress by Thomas Jefferson was 6,487. 

10)  Tragically, a second fire on Christmas Eve of 1851, destroyed nearly two thirds of the books Congress had purchased from Jefferson. 

More on the history of Thomas Jefferson and the Library of Congress can be found in the upcoming story “The Greatest Garage Sale in American History” in the March / April edition of The Quarter Roll.

 

The Quarter Roll
Press Release
January 11, 2011


Link between education and unemployment puts more than 30% of kids at a disadvantage.

The Quarter Roll magazine has released new information regarding high school kids earning potential. While there has been some debate on what the national high school graduation rate is, the Diplomas Count 2010 report titled "Graduation by the Numbers—Putting Data to Work for Student Success" put the national graduation rate at 68.8%. Mike Bowman, publisher of The Quarter Roll stated, "That means nearly one-third of young adults will enter the workforce at a distinct disadvantage at a time when the economy has been particularly harsh on non-graduates."

Level of education does make a difference in someone’s ability to earn higher levels of income and even get hired.

Salary Expectations By Education Level
The average salary someone can expect to earn without a high school education is $21,000.00 per year, compared to a high school graduate who makes 50% more at $31,000.00 per year. Surely, the incentive of a potential 50% jump in pay is enough to get many people to take advantage of the programs available to help achieve a General Equivalency Diploma (GED). No, education is not the ONLY thing that will allow someone to earn more at work, but it certainly is a major factor.

Unemployment Rate By Education Level
However, when you dig into the average unemployment rate and consider education level you find even worse news for those without a high school diploma. These seasonally adjusted numbers are listed as of January 11, 2011:
Unemployment rate for those with no high school diploma: 15.3%
Unemployment rate for those with a high school diploma: 9.8%
Unemployment rate for those with some college: 8.1%
Unemployment rate for those with a college diploma: 4.8%
Source: Bureau of Labor Statistics, Table A-4

Bowman noted that "Even if someone has not graduated from high school there are option available that will improve their chances of both improving their education and enhancing their earning potential. For example, many community colleges and unemployment centers offer free GED preparation classes."

 

The Quarter Roll
Press Release
December 31, 2010

Financial reasons to call off or go in late when the roads are icy. 

The Quarter Roll magazine has just released information for commuters headed to work or school regarding the financial cost associated with the risk of driving on icy, untreated roads.  

Mike Bowman, the publisher of The Quarter Roll magazine, stated “The terrible winter storms across the country this past week made headlines every day, but what you didn’t hear about as much were the number of auto accidents and close calls commuters were faced with. Particularly, it was interesting to find out just what a fender bender could mean financially to someone headed to work, a meeting, or perhaps a class, for example.” 

News headlines across the country reported the havoc that was going on in traffic due to icy roads. Here is an interesting reason why you may want to consider waiting until the ice is cleared or melted before you drive.
 
The average salary for an American worker with a high school education is $31,664.00 or about $517.00 per week after taxes. The average auto insurance policy carries a $500.00 deductible for both collision and comprehensive claims. A recent story about insurance claims filed, due to accidents caused by icy road conditions, says that icy roads will typically cause twice the normal number of auto insurance claims.
 
Bowman stated, “We often hear stories from readers who say they feel compelled to get to work even under extreme conditions for fear of some kind of reprisal at their jobs. However, if the roads are icy you know you are twice as likely to be in an accident. We wanted to know if the risk is really worth it.” 

If you are in an accident, and you file an insurance claim, you will have to pay your deductible. If your deductible is the average amount, $500.00, and you are making $15.00 or less per hour you stand a good chance of losing 25% of your monthly salary trying to get to your morning destination, so choose wisely about getting to work or school on time!  

This story and others can be found on The Quarter Roll's website at www.TheQuarterRoll.com

 

The Quarter Roll
Press Release
December 28, 2010

New resources for those looking for legitimate work at home jobs.

The Quarter Roll magazine has just released information intended to give unemployed workers another option for finding work. This information includes how to find legitimate "work from home" jobs.

Mike Bowman, publisher of The Quarter Roll, stated "There are many reasons why this information is relevant right now. There are people ready to work, but struggling to find a job close to home. Winter weather can make it very difficult for some people to travel to a job. Disabled workers may find it harder to perform certain kinds of work outside of the home, but could find meaningful work in the comfort of their own home office."

For example, individuals can work as a customer support representative, sales person, or virtual concierge from a home office. A few other examples are freelance work, data entry, medical transcription, taking surveys, and mystery shopping via the phone and internet. Many national companies, such as 1-800-FLOWERS and 1-800-CONTACTS, will also occasionally hire work at home agents through their own programs and training is done via the web and telephone.

The recent going out of business announcement by Roomful Express Furniture in Pittsburgh, Pennsylvania, prompted Bowman to post this information for those who have or will lose their jobs. "Many of those employees are very familiar with the retail industry and would probably be a great match for many of the work at home positions we found at these resources", said Bowman.

Alpine Access is an example of an organization that offers work at home jobs. Alpine Access provides customer service to many organizations, including companies in Pittsburgh, that need to supplement their own workforce or are not in a position to create their own customer service department.
All legitimate companies that hire off site employees will have varying degrees of eligibility standards, however, all maintain basic requirements. For example, having high speed internet access, appropriate office equipment, and the technical ability to use that equipment are always basic requirements.

The entire story can be found on The Quarter Roll's website at http://www.thequarterroll.com/Blog/December-2010/work-at-home.htm
.

 

The Quarter Roll
Press Release
December 6, 2010


A recent Gallup poll suggests people continue to be worried about their personal economic situations. 53% of those surveyed said they worry about being able to pay their rent or mortgage. The Quarter Roll is a new Pittsburgh based magazine that has just launched a website to address worries just like these. TheQuarterRoll.com will complement The Quarter Roll magazine, which publishes financially oriented stories that help readers make better, more informed decisions about their personal economic situations and their money: how to save it, earn it, and get more value for it.

Yet another Gallup poll released on November 19 showed that, by far, the two top worries for Americans are jobs / unemployment and the economy in general.

Mike Bowman, publisher of The Quarter Roll, stated that worry and stress over employment, money, and debt is what inspired the creation of the new online magazine. Referring to the October 28, 2010 Washington Post article “Most Americans worry about ability to pay mortgage or rent, poll finds”, Bowman stated, "When a respected newspaper such as The Washington Post prints the findings of a Gallup poll that says more than half of us worry about paying the rent or mortgage, we have a crises."

When asked about The Quarter Roll's name Bowman replied that "The Quarter Roll's name reflects the goal of our stories. We want to find ways to do 25% better, to get another quarter out of every dollar". The Quarter Roll publishes stories that point out ways for readers to generate more income, pay less for shopping and living expenses, and get more value out of their household budgets.

Content is regularly added to The Quarter Roll's free website and access to the digital magazine will continue to be provided at no charge when readers subscribe.

About The Quarter Roll
The Quarter Roll is a magazine that prints financially oriented stories that prepare readers to handle many of the worries that are commonly reported with managing money. Each story supports The Quarter Roll's mantra "No More Worry" by presenting options and insights to many of the financial challenges that can chip away at a family's quality of life. More information about The Quarter Roll can be found at www.TheQuarterRoll.com.

 

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The Quarter Roll is published to provide personal insights and opinions on everyday ways of saving and managing money, budgeting, and reducing debt. The Quarter Roll does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the authors based on his or her personal experiences. All photos courtesy of The Quarter Roll, iStockphoto, or Dreamstime. © 2007 - 2013 All rights reserved. This site is best viewed when using Adobe Flash Player. the quarter roll magazine financial entertainment