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From the November / December 2011 issue of The Quarter Roll

New report shows credit reports are loaded with inaccurate information!

Ray Martin, a personal financial consultant, speaking on The Early Show quoted these facts about errors found on credit reports.

54% contained inaccurate personal information such as misspelled names, wrong Social Security numbers, inaccurate birth dates, inaccurate information about a spouse and out of date address. For example, one credit report listed a man's business partner as his spouse.

30% listed "closed" accounts as "open." For example, listing a student loan that was paid off years ago as still outstanding. Another report listed several credit cards, a mortgage and an auto loan all as open.

22% of reports had the same mortgage or loan listed twice. This mistake often occurs when loans are serviced or sold.

8% of reports simply didn't list major credit, loan, mortgage or other accounts that could be used to demonstrate the creditworthiness of a consumer.

After seeing the rate of these errors you want to make sure you are taking steps to get your free credit report and reviewing it for errors!


Some of the best 2011 articles from The Quarter Roll Magazine
1. How To Teach Your Kids To Save Money

2. The 5 Best Things Henry Ford Did For Himself Financially

3. Greatest Garage Sale Ever

4. Building Your Greatest Asset – YOU!

5. Bret Michaels’ 4 Greatest Career Traits

6. The "Problem" With Professional Financial Help

7. 6 Surprising Things Turned Over To Collection Agencies

8. Why A High School Diploma Is So Important For Dakota Fanning

9. 10 Ways Getting Married Will Make Your Richer

10. Cutting The Cost Of College By 49%

11. How Duncan Hines Ate His Way To Wealth

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