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From the January / February 2012 issue of The Quarter Roll

Visa Inc. Survey: Credit Score Myths Run Rampant

Ever wonder what is NOT included in your credit score? Here are common misconceptions about what makes up your score.

Below are the percentages of respondents who incorrectly thought these factors are included in determining credit scores:

Employment history: 59.9%
Interest rates on debt: 58.7%
Assets / savings: 53.1%
Age: 38.6%
Where you live: 25.3%
National origin: 21.6%
Ability to speak English: 21.6%
Gender: 17.2%
Race: 15.7%

Read more here.

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