Ways To Make Unemployment Even Harder

You are up to your eyeballs in debt.

“It is the debtor that is ruined by hard times.” President Rutherford B. Hayes

Perhaps the "good old days" of high credit card limits, 4% unemployment rates, and easy mortgages spoiled us. Too many people got a double whammy when they lost their jobs, had their salary or hours cut, or lost fringe benefits altogether. They were just barely meeting their debt obligations on their old salary when all of a sudden their income was reduced. Now, their inability to keep up with the debt started a domino effect. Missed payments meant interest rates were raised on the adjustable debt, which led to more missed payments. That led to long term negatives placed on their credit reports.

Even if things are good now, think about the "what ifs". Millions of people didn't think they would lose their jobs, but they did. We learned it could happen to anyone. Arrange your lifestyle and money management now in such a way that builds personal economic security that protects you from life's surprises, rather than makes you more vulnerable.

How To Scare The Hell Out Of UnemploymentGet the book that has unemployment terrified.
Unemployment thrives on those that aren’t sure how to fight back. Just like a bully, that is also unemployment’s weakness. When you are facing an unusually large and determined bully, like unemployment, it helps to have backup. How To Scare The Hell Out Of Unemployment will be your back up, and show you how to scare the hell out of unemployment.



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The Quarter Roll is published to provide personal insights and opinions on everyday ways of saving and managing money, budgeting, and reducing debt. The Quarter Roll does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the authors based on his or her personal experiences. All photos courtesy of The Quarter Roll, iStockphoto, or Dreamstime. © All rights reserved.