1. Water - There are many reasons why water should be the
cornerstone of your healthy lifestyle. An important reason for this
is preventing dehydration, which is the number one reason for
daytime fatigue. Many people don’t initially recognize that they are
dehydrated, since they tend to gauge it by thirst. However, you
don’t have to be thirsty to be dehydrated. An effect of mild
dehydration is feeling tired or sluggish. If that is happening to
you there is a good chance you’re not getting enough water and you
are not working toward your goals at 100%.
2. Expect the unexpected - So many
people get in financial trouble because they didn’t
prepare ahead of time
for problems. Think about it – things such as home repair, health care,
and car repair can end up being huge bills if little problems are left
unattended. My friend Rick was too lazy to
blow the leaves out of his gutters. For years all the tree debris built up
until eventually the damage from backed up rain water cost him thousands
of dollars. Ben Franklin said it best = an ounce of prevention is
worth a pound of cure. Spend a little bit of money and effort now to avoid
potential financial disaster in the future.
3. Healthy food choices - Whole grains provide stable energy
and act like little scrub brushes cleaning your arteries. The
cleaner those arteries are the more fresh blood is flowing through
your body providing energy creating nutrients and flushing away
energy robbing waste materials. With more energy you will be able to
work harder toward your goals.
4. Start with a clean slate / don’t owe
anyone anything - Think about a day at work or around the house when
you were on your feet all day long. At the end of the day you get to sit
down and the sensation of “taking a load off your feet” feels great. You
will experience the same feeling when you pay off your debt and start over
with a clean slate. Focus your intensity on eliminating one debt at a time
until you are debt free. Not owing anyone any money is a terrific feeling
and jump starts your efforts in living a financially sound lifestyle.
5. Supplement your health -
Often times we do not get the optimum amount of nutrients either
because there is not enough healthy variety in our diet or the foods
we eat are too processed. Supplements make up for deficiencies in
your diet. Whether you get your nutrition from supplements or
through a strictly healthy diet remember that vitamins allow your
body to heal, ward off sickness, and work more effectively.
6. Be ready to take advantage of
opportunities - Just like problems, opportunities are sure to
come your way. The thing with both problems and opportunities is
that neither will typically call ahead of time to warn you they are
going to show up today!
Your best plan of action is to
budget for opportunities.
7. Environment - Your
environment consists of your home, work, car, and other structures
you stay in or pass through. These can have either positive
or negative affects on your short and long term physical or mental
health. Take an active role in arranging your environment around
your desires and goals. When it complements your goals, your motivation gets an
8. Exercise - Exercise doesn’t
necessarily have to be overly strenuous to be beneficial. Moving
your body makes your blood pump harder and pushes fresh oxygen
through your body to your cells. That gives your blood cells the
material it needs to produce more energy and give you a revitalized
feeling throughout the day
9. Interest - There is a fairly
easy rule to remember when it comes to interest –
earn it don’t pay it. Arrange your budget and your financial
plan so that you are building assets that pay interest and avoiding
interest laden debt by paying cash. One thing to remember is to keep
your credit rating high and squeaky clean so that if you do need to
pay interest you are in a position to demand the best rate.
10. Buy assets so you can afford
liabilities - How can you tell the difference between an asset
and a liability? Assets are things you buy that 1) fill a
need and then 2) produce additional money in your budget through income or
expense savings. High efficiency light bulbs are assets because they solve
your need for light and produce cost savings over traditional lighting.
Those savings are the “found money” that allow us to buy liabilities.
Liabilities produce no income and are usually just a cost. An extra night
at the beach produces no income and will cost more money therefore it is a