A good reason to go to work or school late.

Here is a good reason to go to work late today if the roads are icy.

Recent headlines in Pittsburgh shouted out the havoc that was going on in traffic due to icy roads. Were you one of the commuters inching your way toward work hoping not to slide into trouble? Here are some interesting reasons why you may want to consider waiting until the ice is cleared or melted before you drive.

The average salary for an American worker with a high school education is $31,664.00 or about $517.00 per week after taxes. The average auto insurance policy carries a $500.00 deductible for both collision and comprehensive claims. A recent story about insurance claims filed due to accidents caused by icy road conditions says that icy roads will typically cause twice the normal number of auto insurance claims.

If you get up this morning and the roads are icy you know you are twice as likely to be in an accident. If you are, and you file an insurance claim, you will have to pay your deductible. If your deductible is the average amount, $500.00, and you are making $15.00 or less per hour you stand a good chance of losing 25% of your monthly salary trying to get to your morning destination, so choose wisely about getting to work or school on time!

January 12, 2011: Spinouts, fender-benders, and stranded vehicles

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