6 things you should do immediately if you lose your job.

Here are 6 things you should do immediately if you become unemployed.Sign up for unemployment the very day you lose your job.
There is a waiting period of one week from the day you lose your job until you qualify to collect unemployment benefits. Then after you complete the unemployment application process and you qualify for unemployment there will still be another period of
time before you start receiving benefit checks. From the day you apply for benefits it could take up to 3 weeks before you receive your first check. Signing up immediately via the Internet or over the phone allows you to minimize the length of time you will go without any income at all.

Protect your credit rating.
Having access to inexpensive short term credit could be the safety net you need during this hard time. If you need to move into less expensive housing your credit rating will most likely play a factor in the process. Some employers use credit reports as one factor in their hiring decisions. Your credit rating also determines the amount you pay for insurance on your home and car, the interest rates you get, and if you qualify for new credit and how much.

Be careful not to start subsidizing your lifestyle with credit. Opening new accounts, closing accounts, exceeding 50% of your credit limit, or paying late all have varying degrees of negative affects on your credit score which could mean higher costs in other areas.

Here are 6 things you should do immediately if you become unemployed.Get a gym membership.
A gym membership will give you many advantages if used properly while unemployed. It will get you out of the house everyday. You will meet new people with whom to socialize and network. Exercise is proven to elevate your mood and keep you healthier. Many gyms will have daycare for children, provide locker room and shower facilities, provide wi-fi access, and offer affiliate discounts to other retailers associated with the gym or neighborhood.

Protect your health.
Those who lose their job often report feelings of depression, which is just one trigger that can lead to sickness. Becoming sick while unemployed could lead to even harder financial challenges. Think about your ability to pay for unexpected health care. Make even more effort now to eat nutritious food, exercise, and practice preventative medicine.

Stay mobile.
Who will hire you in your living room? You need to get out of your house and comfort zone and start knocking on doors and shaking hands. Not only will you prove you are ambitious and will work harder than other applicants by showing up at employers' front doors, but you will be in a better mood by being outside and moving around.

Thought staying at home and using the web was a more efficient way of finding a job? This story on CNNMoney.com makes the point that a pathetic 4% of open positions were filled by referrals from CareerBuilder.com, a major player in the job website business.

Here are 6 things you should do immediately if you become unemployed.Maximize your new greatest asset.
You may not have a steady paycheck right now, but you do have a lot more of another asset: your time. Before, you are trading your time for a paycheck. Now you have much more time with which you can invest in yourself. Of course you're going to be looking for a new source of income, but now you should learn new work skills with a
part-time temporary job, increase the value of your home by touching up itsí curb appeal, or take classes to enhance your education, for example.
 

3 more things you should consider doing.
Get a AAA card.

There are many discount and membership cards that you can buy for yourself, but the AAA card stands out. In a sense it's a discount card and an insurance card for one price. Now that you're watching your budget even closer you want to protect yourself from financial loss because of breakdowns or accidents. Your AAA membership will provide you security against many automobile problems.

Additionally, there are also hundreds of retailers that give a discount to AAA members on top of their best offers. Also, many pharmacies will discount your prescription costs when you present your AAA card. They will even do it for pet medicine. Overall, keeping the AAA card handy will help keep or lower expenses.

Get internet access.
Web access will allow you to find cheaper prices, better values, and more options.

Use the internet access at the unemployment office, library, or wi-fi hotspot if you need to, but be sure you get online. Use the internet not just to find employers, but to let them find you. Donít rely on a Monster, LinkedIn or Facebook profile to pitch your resume, rather stand out by creating your own free website through Blogger that showcases your resume and talent. Look at this example: http://www.hirejosh.com/

Here are 6 things you should do immediately if you become unemployed.Get a library card.
You will quickly find that the library is a tremendous resource while unemployed. A well equipped library can serve as your office which offers meeting rooms, copying and printing services, wireless internet, computer equipment, and various other office equipment.

Many libraries will also provide hundreds of resources to help you find a job, in addition to providing nearly any book, magazine, or newspaper you want whether it be in print or digital format. The Allegheny County library system, for example, is comprised of 80+ libraries and allows you access to thousands of movies, audiobooks, and CDs. The state of Pennsylvania also provides library patrons with access to job hunting help via their computer network.

 

 
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