3 more surprising things turned over to collection services.

We recently discussed three surprising things you may not have been aware of that can be turned over to collection services. Library fines, utility bills, and even school lunch debt have been turned over to collection agencies. Remember, a debt collection agency may be quick to send negative information to the three major credit reporting bureaus. That information is very harmful to your credit rating. Here are three more things that have been given to collection services.

Parking fines
There has been plenty of talk about the potential for parking fees to increase here in Pittsburgh if the parking garages are privatized. The increase in parking fees may tempt you to find more creative parking spaces. However, be careful. Many cities, under pressure to meet budgets and bring in revenue during tough economic times, will turn unpaid parking fines over to a debt collection service.

Gym Memberships
Your gym membership is often created with a contract between you and the facility you'll be working out at. The gym creates a contract for you to sign that states you'll make regular monthly payments to them for a specified period of time.

As with any contract that involves you paying a specified amount each month you can be turned over to a collection agency if you fail to meet that obligation. A quick read of complaints online about gym membership fees being turned over to collection services, shows that it's generally the larger chain gyms that are more apt to take that action.

Other examples of companies that sell monthly memberships and have turned customers over to collection agencies for nonpayment are alarm monitoring companies, tanning salons, and gift giving clubs.

3 more things turned over to collection services
Your gym dues could end up on your credit record!

Your ambulance ride
When you're in need for an ambulance there is a charge that you will be billed for that can vary by several hundred dollars, based on a number of factors. For example, the type of care you need and the mileage be traveling are part of what determines the final cost of your ambulance ride.

While your health insurance, if you have insurance, will pay for the cost of your ambulance ride, there has been controversy in the past over who receive the payment for the ambulance ride.

In some cases a patient may not have been able to afford the cost of the ambulance ride, as they had no insurance. In other cases insurance companies would send payment directly to the insured (you), not the ambulance service. If the insured didnít know what the money was for they may not have given it to the ambulance service. Some people may not even realize there is a charge for the ambulance ride; it is not a free public service.

Ambulance services who have not collected the fee they billed, either from you or your insurance provider, can turn that charge over to a debt collection agency.


About Travel Press Releases Privacy Policy Advertising On The Web Job Fairs Contact
The Quarter Roll is published to provide personal insights and opinions on everyday ways of saving and managing money, budgeting, and reducing debt. The Quarter Roll does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the authors based on his or her personal experiences. All photos courtesy of The Quarter Roll, iStockphoto, or Dreamstime. © All rights reserved. This site is best viewed when using Adobe Flash Player. the quarter roll magazine financial entertainment