Living Without Health Insurance
us can have our economic rug pulled out from under us at any time and be
thrown into a paycheck drought. You don’t even need to lose your job in
order to lose health insurance. Many employers have eliminated or reduced
traditional employment benefits, such as health insurance, rather than
reduce the labor force. It is our responsibility to accept that fact and
then prepare for it. Hopefully, we will never have to face losing our
income, health insurance, or other economic benefits. However, today’s
reality is that we must be prepared for hard times.
In this article we will focus on some ideas on how to live without health
insurance and maintain your quality of life. While not all of the options are free nearly all of them are
inexpensive alternatives to insurance. If you lose your health insurance
you may not be in a position to purchase it on your own, even through
COBRA. While the COBRA law can help to some extent it will not last
Even before you see a threat of losing your health insurance start preparing for that possibility. It may be helpful to start out by identifying the most pressing health issues we will face. When you are aware of the main threats to your health you are in a better position to proactively address them before they become unmanageable and require expensive and intense medical care. As you will see, many of the threats against your health are things that can be dramatically reduced through proactive behaviors.
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