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Guess what the Welcome Wagon used to look for when they came knocking?

Who used to come to your home to secretly assess your creditworthiness?
A. The FBI     B. The Better Business Bureau     C. The Welcome Wagon     D. A bank manager
Answer:  C The Welcome Wagon

Not too many years ago, the credit world was much different than it is today.

Credit bureaus operated in near secrecy, gathering information in ways you'd not believe. Did you know that Retailer's credit (now Equifax) used to use information gathered about you from the Welcome Wagon representative? Quality of your home, furnishings, opinion of your character, etc?

Trying to see what was in you report was nearly impossible. It could be absolutely wrought with error and incorrect information- you'd never know. Even if you did know, you couldn't correct it.

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