Not 3, not 4, but 5 credit bureaus!

Did you know there are FIVE credit bureaus? Most of us are familiar with TransUnion, Experian, and Equifax, but have you heard of ChoicePoint and Innovis?

ChoicePoint is different from Experian, Equifax, and TransUnion in that it doesn’t report your credit history, but rather your insurance claim history.

Most lenders use Innovis to learn more about you prior to offering you a pre-approved credit card application.
Want your free annual Innovis credit report? Contact them here:

Attention: Consumer Assistance
P.O. Box 1358, Columbus, Ohio 43216-1358
1-800-540-2505 /

Consumer Center
P.O. Box 105108
Atlanta, Georgia 30348-5108



The Quarter Roll is published to provide personal insights and opinions on everyday ways of saving and managing money, budgeting, and reducing debt. The Quarter Roll does not give professional accounting, legal, or investing counsel. The ideas, examples, and advice presented on this site are solely the opinion of the authors based on his or her personal experiences. All photos courtesy of The Quarter Roll, iStockphoto, or Dreamstime. ©  All rights reserved. This site is best viewed when using Adobe Flash Player. free money magazine