5 ideas for a
fresh financial start this spring.
April 22, 2011 Easter is this weekend. Do you celebrate Easter? If
so, what does Easter mean to you? For some, Easter represents a
fresh start. Here
are 5 ways you and your family can get a fresh start on your finances this
Get your free credit report. Already had one? Perhaps you qualify for a
free credit report. Once you have reported and cleaned up any errors, you are
ready for a fresh start in managing your score. Boost your credit score this
spring by utilizing less than 30% of your credit limit, paying your bills on
time, and limiting the number of accounts you open or close.
Many people feel they
can't afford a financial planner, but never realized they
have access to professional advice already. Make an appointment with your
insurance agent. She is a licensed professional who can tell you how to reduce
financial risk, how to lower your insurance costs, and other ways to save and
invest money. Agents don't charge for giving their clients this advice. You can
find several ideas about reducing risk and cost through insurance in the
next edition of The
Your kids watch your behaviors, including your financial behaviors. What have
they learned from you? If you think you haven't been the best example, a great
way to get a fresh start is a trip to the bank with your kids. Take them to the
bank and walk them through the process of opening their own saving accounts. Perhaps
give them a few dollars to start with. This positive experience will stick with
them forever. Don't think they will remember this 20 years from now? In the
upcoming edition of TQR a story about former President Jimmy Carter demonstrates
that even Presidents vividly remember money issues from childhood!
At the end of 2010 only 17% of working people said in a
Gallup poll that they
were satisfied with their job! If you are one of the millions of people who are
underemployed, dissatisfied, or just ready for a fresh start this could be the
year you make a move to a new job. Having associates and friends that can help
you meet the right people is important. Reaching out to others on
LinkedIn is a
great way to start building your network.
It is spring so why not do some spring cleaning? Give your home a fresh look by
planting flowers, painting a wall, or just cleaning away all the winter debris.
Not only will it make your home look nicer, it will add curb appeal, a key
factor in increasing the value of your home. Want to decorate the exterior of
your home, but money is tight? Try an auction. The
May / June edition
of TQR has a great story on getting extraordinary deals at auctions!